Service Fees Schedule

Fees are subject to change without notice.

Savings

Initial deposit of $50.00 required to open and maintain membership.

Dividends based on average daily balance, paid quarterly.

Statement or e-Statement issued quarterly.

 

Checking

Owners Select

Initial deposit of $100.00 required to open checking account.

Monthly service fee of $9.00 if balance falls below $100.00 during the month.

Dividends based on average daily balance, paid quarterly.

ATM transactions at TECU or foreign ATMs* – no charge.

Cashier’s Check - $1.00

Corporate Checks - 3 free a month then $1.00 each

Replacement Debit Card – 1st replacement - no charge, any additional $5.00

PIN Reminder -1st reminder - no charge, any additional $5.00

Statements or e-Statements issued monthly.

 

Owners Account

No minimum deposit required to open checking account.

No monthly service Fee.

No dividends paid.

ATM transactions at TECU ATMs– no charge

ATM transactions at foreign ATMs*– $1.00

Cashier’s Check - $5.00

Corporate Checks - $1.00

Replacement Debit Card –$5.00

PIN Reminder - $5.00

Statements or e-Statements issued monthly.

 

Fees Applied to All Accounts:

Early Account Closing - open < 6 months - $25.00

Statement Copies – $1.00 per page

Account Printout – $1.00 per page

Member Select PIN - $1.00

Cashier’s Check - $5.00

Corporate Checks - $1.00

Money Orders - $1.50

Stop Pay - $30.00

Returned Check (NSF) - $30.00

ACH Origination Returned - $30.00

Courtesy Pay - $30.00

Returned Deposit Item - $20.00

Check Copies - < 90 days $3.00 each - > 90 days $10.00 each

Research Fee - $25.00 (one hour minimum)

Account Reconciliation - $25.00 per hour

Online Banking/Bill Pay – no charge

Loan Payments from Visa Debit Card - $5.00

01 Savings < $50.00 Min with No Other Services - $10.00 per month

 

Money Market - Account 6 free transfers per month, then $5.00 per transfer

IRA Direct Transfer Out / IRA Closure - $25.00

Garnishment Processing Fee - $15.00

Dormant Account Fee – no activity for 12 months and no other account relationship with TECU and balance <$100.00 and over the age of 18 - $10.00 per month

Invalid Address Fee - $5.00 per month

Visa Gift Cards - $3.00 fee per card

Prepaid Visa / Travel Cards - $5.00 fee per card*

*Reloading fees may apply.

 

Wire Transfers

Domestic Wire - $15.00

International Wire - $26.00

Visa Cash Advance

In Branch - $5.00

Non Member in branch - $10.00

Non Member ATM - $3.00

 

Safe Deposit Boxes

Charged annually in January.  Pro-rated if opened later.

Size                                Price                              Price (with checking & dd)

3 X 10                             $30.00                           $25.00

5 X 10                             $40.00                           $35.00

10 X 10                          $60.00                           $55.00

Replacement/Lost Keys – Cost to replace.

 

VISA Credit Card

No Annual Fee

Late Payment - $20.00

Over Limit - $20.00

Cash Advance – 2.00% of Amount Advanced 

Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars

Card Rush Fee - $35.00

 

Loans

Vehicle Registration, Title Documents, UCC Filings – cost varies

Processing Fee – 1% of amount borrowed, maximum $100.00

Late Payment – 5% of amount past due, maximum $25.00

Repo Redemption - $25.00

 

Notary Service – no charge

Medallion Signature Guarantee - $10.00 for member/ $25.00 for non-members

 

Fees are subject to change without notice. Effective 3-12-14

*Foreign ATM owner fees may apply