Savings
Initial deposit of $50.00 required to open and maintain membership.
Dividends based on average daily balance, paid quarterly.
Statement or e-Statement issued quarterly.
Checking
Owners Select
Initial deposit of $100.00 required to open checking account.
Monthly service fee of $9.00 if balance falls below $100.00 during the month.
Dividends based on average daily balance, paid quarterly.
ATM transactions at TECU or foreign ATMs* – no charge.
Cashier’s Check - $1.00
Corporate Checks - 3 free a month then $1.00 each
Replacement Debit Card – 1st replacement - no charge, any additional $5.00
PIN Reminder -1st reminder - no charge, any additional $5.00
Statements or e-Statements issued monthly.
Owners Account
No minimum deposit required to open checking account.
No monthly service Fee.
No dividends paid.
ATM transactions at TECU ATMs– no charge
ATM transactions at foreign ATMs*– $1.00
Cashier’s Check - $5.00
Corporate Checks - $1.00
Replacement Debit Card –$5.00
PIN Reminder - $5.00
Statements or e-Statements issued monthly.
Fees Applied to All Accounts:
Check Copies – Up to 5 – no charge, $3.00 each for more than 5.
Statement Copies –3 free per year, $1.00 per page thereafter.
Account printout – 3 free per month, $1.00 per page thereafter.
Money Orders - $1.50
Corporate Checks - $1.00
Stop Pay - $25.00
Returned Check (NSF) - $27.50
Courtesy Pay - $27.50
Returned Deposit Item - $20.00
Research Fee - $25.00 (One Hour Minimum)
Invalid Address Fee - $5.00
Home Banking/Bill Pay – No charge
Visa Gift Cards - $3.00
Prepaid Visa - $5.00 fee per card. Reloading fees may apply
Wire Transfers
Domestic Wire - $15.00
International Wire - $26.00
Garnishment Processing Fee - $10.00
Safe Deposit Boxes
Charged annually in January. Pro-rated if opened later.
Size Price Price (with checking & dd)
3 X 10 $30.00 $25.00
5 X 10 $40.00 $35.00
10 X 10 $60.00 $55.00
Replacement/Lost Keys – Cost to replace.
VISA Credit Card
No Annual Fee
Late Payment - $20.00
Cash Advance – 2.00% of Amount Advanced
Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars
Loans
Vehicle Registration, Title Documents, UCC Filings – cost
Processing Fee – 1% of amount borrowed, maximum $100
Convenience Fee for Loan Payment by Debit Card - $5.00
Late Payment – 5% of amount past due, maximum $25.00
Notary Service – No charge
Mediallion Signature Guarantee - No charge
Fees are subject to change without notice. Effective 2-15-12
*Foreign ATM owner fees may apply
Service Fees Schedule